Employees of the Tver enterprise "Melkombinat" appealed to German Gref: because of the action of the "daughter" of the Savings Bank "NRC Aktiv" 500 people can lose their jobs. The Melkombinat bankruptcy procedure was started three years ago, and now an external management has been introduced, which, in the opinion of the creditors' meeting, will allow to restore solvency and pay off debts. "NRC Aktiv" and VTB insist on competitive production. Enterprises could be bankrupted by the actions of the banks themselves.

Employees Tver "Melkombinata" appealed to the chairman of the board of Sberbank German Gref. In a letter dated June 18 (available to Kommersant), Mr. Gref is asked to take personal control of the conflict between OAO Melkombinat and the subsidiary Sberbank Capital, NRC Aktiv. "The main problem boils down to the fact that OAO Melkombinat artificially goes bankrupt to NRK Active LLC and in the near future a choice will be made between external management and competitive production," the letter states.

According to the authors, in case of introduction of bankruptcy proceedings, about 500 people will lose their jobs, which will cause social tension in the city, "after all the profession of millers is rare and it will be extremely difficult to find work within Tver".

Herman Gref asked to apply to creditors with a request to support external management and help repurchase debts from NRC Aktiv with installments for five to seven years.

NRK Active is a 100% subsidiary of SBC Project, which in its turn is wholly owned by Sberbank Capital, a subsidiary of Sberbank of Russia.

The bankruptcy petition "Melkombinata" began to be considered in January 2015. Observation was introduced on October 27 at the suit of "Forros" on 1.4 million rubles. At the moment, according to Sergey Potapov, a member of the board of directors, the total accounts payable included in the bankruptcy lot is 3.1 billion rubles, of which about 1.2 billion rubles are in front of companies insisting on bankruptcy proceedings. First of all, the banking structures - NRC Aktiv, VTB.

The Arbitration Court of the Tver region imposed an external management in April for 18 months following the results of the appeal of the creditors' meeting. The decision was made at the meeting in January. At the end of May, creditors voted for the external management plan of OAO Melkombinat. According to the document, one of the versions of the reasons for the company's bankruptcy is the actions of banks. From September 2013 to March 2015, the company repaid loans for 1.1 billion rubles, which led to a reduction in working capital under pressure from creditors and a fall in production volumes. During this period, revenue fell by 36%, which caused a loss of solvency. Already after the adoption of the bankruptcy lawsuit, Sberbank and VTB forced Melkombinat to transfer 272 million rubles. in the early repayment of the credit line. The actions led to unprofitableness in 2015 and the inevitability of the beginning of the bankruptcy procedure.

In addition, Melkombinat was released in the third quarter of 2016, for 2017 the profit was 43 million rubles, for the first quarter of 2018 - 18 million rubles. According to the plan, fully pay off the debt of 3.1 billion rubles. The enterprise will be able by the third quarter of 2021.

The main source of cancellation of the claims of the creditor should be the proceeds from the sale of several working businesses of the debtor.

Against external control are the "NRK Active" and VTB. Representatives of the debtor did not respond to inquiries from Kommersant. The press service of Sberbank of Russia also declined to comment. According to Sergei Potapov, Melkombinat applied to NRK Aktiv with proposals for debt restructuring. In early June, OPK, headed by Mr. Potapov's son, offered to give them the right of claim to "Melkombinat" in the amount of 589 million rubles. in installments until 2023. The proposal has not been answered until now.

VTB and NRK Aktiv tried to challenge the creditors 'decisions, but the 14th Arbitration Appeals Court sided with the creditors' meeting. Cassation complaint at the time of delivery of the material was not filed.